Max Europe’s Excess Liability Insurance team combines strong underwriting experience with disciplined risk modeling to deliver long-term product solutions.

Our preference is to participate in those classes where capacity is scarce and we have the opportunity to present unique solutions to the challenges clients face in structuring their insurance programs.

Target classes

• Healthcare (Hospitals and Long-term Care Facilities)
• Pharmaceutical
• Medical Products
• Life Sciences
• Transportation
• Heavy Industrial
• Construction

Maximum capacity of $25 million or Euro 25 million

Minimum attachment of $10 million*

Minimum excess premiums - $5,000 per million with a $100,000 per policy minimum premium.

*We will consider an attachment point below $10 million on a risk accepted basis. Capacity is available on an annual or multi-year basis (up to 36-month policy period), on guaranteed cost and loss sensitive rated bases.

Policy Forms

Coverage is considered on the following policy types:

• Lead or Follow Form - Occurrences Reported;
• Primary or Follow Form - Claims Made;
• Follow Form - Occurrence basis for select classes

Terrorism

Underwriting position will be dependent upon the exposure presented by the insured.

Minimum Submission Requirements

In order to properly evaluate historical account loss experience and exposures, submission should include:

• Summary of operations by segment or by State for Hospital and Long-Term Care accounts.
• Ten-years of historical exposures, revenues, units, beds, etc.
• Details on loss reserving strategy and claims handling process
• Updates on venues and any changes in tort reform, etc.
• Ten-years (minimum) of currently valued historical loss experience, including aggregate and large loss details.

First-Party Product Recall Insurance

Target classes: Food and Beverage Companies

Coverages provided: Accidental Contamination and Malicious Tampering

Maximum capacity of $25 million or Euro 25 million

Minimum attachment of $10 million

Minimum premium of $20,000 per million

Capacity is available on an annual or multi-year basis for Product

Recall Coverage